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Buy, lease or subscribe to solar? What SolarZero customers learned

Buying solar, outright or with a green loan, means you own the system and keep every dollar it saves. Subscriptions remove the upfront cost but tie you to a provider for up to 25 years. When SolarZero went into liquidation in December 2024, customers couldn't simply cancel and had to rely on a new service company taking over.

Updated · Figures checked 15 September 2026

Key takeaways

  • SolarZero ran a subscription model with no upfront cost and contracts of up to 25 years.
  • It entered liquidation in December 2024; servicing moved to Verofi.
  • Consumer NZ said customers couldn't cancel just because the provider changed.
  • Owning the system and paying the balance only after it's certified limits what you lose if an installer fails.

What happened with SolarZero

SolarZero offered solar and batteries on subscription: no upfront payment, then long-term monthly payments, some over 25 years. Consumer NZ reported on 6 December 2024 that it had entered liquidation, and that servicing would continue through a company called Verofi.

Consumer NZ advised customers that there was no need to do anything at that stage, and that contracts could only be ended in specific circumstances, not simply because the service provider changed (Consumer NZ). One customer told RNZ the system "feels like a liability on the roof now".

Buying versus subscribing

Buying costs more upfront but you own the panels, choose your retailer, and keep the full saving once it's paid off. A subscription spreads the cost but the provider owns or controls the system, the saving is shared, and you depend on that company for decades.

Buy, green loan or subscription
Buy outrightGreen loan top-upSubscription or lease
Upfront costFull priceLittle or noneNone
Who owns itYouYouUsually the provider
SavingAll yoursAll yours, less interestShared with the provider
If the company failsWarranty risk onlyWarranty risk onlyContract and service risk
Selling your houseSystem goes with itLoan is part of your mortgageContract must transfer or end

How to protect yourself when you buy

Pay a modest deposit, keep the balance until the system is commissioned and certified, get product warranties from the manufacturers (not just the installer), and keep your certificates and monitoring login.

  • Deposit within EECA's typical 10% to 30%, not the full price upfront
  • Balance after commissioning and certification
  • Manufacturer warranties registered in your name
  • Copies of the electrical certificates and the lines-company approval

Frequently asked questions

What happened to SolarZero?

It entered liquidation in December 2024. Consumer NZ reported that servicing continued through Verofi.

Is leasing solar a good idea in NZ?

It avoids the upfront cost, but you share the saving and depend on the provider for the length of the contract. A green loan top-up often gives ownership at a low rate.

Can I get out of a solar subscription?

Only on the terms in the contract. Consumer NZ noted SolarZero contracts couldn't be cancelled just because the provider changed.

What if my solar installer goes out of business?

Manufacturer product warranties usually still apply; the workmanship warranty may not. Ask for product warranties to be registered in your name, which is what we do.

General information, not financial advice. Prices and rates change; each figure shows where it came from and when it was checked.

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